Wednesday, October 27, 2010

Have you wondered how a national health plan would deal with pre-existing conditions?

What would be covered and what would be rejected under a state plan?

Well, a look at one state's list--- the state of Alaska, often considered very "conservative" politically--- is extremely revealing.

You may be very surprised at some of the items considered diseases or medical conditions.

A citizen diagnosed with one of the medical conditions listed below, who meets the other eligibility requirements, automatically qualifies for the ACHIA Federal Pool.

Acquired Immune Deficiency Syndrome
Angina Pectoris
Anorexia Nervosa
Arteriosclerosis Obliteran
Artificial Heart Valve
Brain Tumors
Cerebral Palsy
Chronic Pancreatitis
Cirrhosis of the Liver
Coronary Insufficiency
Coronary Occlusion
Crohn's Disease
Cystic Fibrosis
Friederich's Disease
Heart Disorders
Hepatitis C (Active) (1998)
Hodgkin's Disease
Huntington's Chorea
Intermittent Claudication
Kidney Failure Anemia
Lead Poisoning w/ Cerebral Involvement
Lupus Erythematosus Disseminate
Malignant Tumor (if treatment within last 4 yrs)
Mental Retardation
Metastatic Cancer
Motor or Sensory Aphasia
Multiple or Disseminated Sclerosis
Muscular Atrophy or Dystrophy
Myasthenia Gravis
Obesity - Morbid
Open Heart Surgery
Paraplegia or Quadriplegia
Parkinson's Disease
Peripheral Arteriosclerosis (if treatment within last 3 yrs)
Polyarteritis (Periarteritis Nodosa)
Polysystic Kidney
Postero-lateral Sclerosis
Psychotic Disorders
Rheumatoid Arthritis
Sickle Cell Anemia
Splenic Anemia (True Banti's Syndrome)
Still's Disease
Stroke (CVA)
Tabes Dorsalis (locomotor Ataxia)
Thalassemia (Cooley's or Mediterranean Kidney
Topectomy and Lobotomy
Ulcerative Colitis
Wilson's Disease

A letter from a physician confirming the diagnosis with the physician’s name and address must accompany an application. (A denial letter from an insurance company or letter of acceptance with a reduction or exclusion of coverage for the pre-existing condition will also satisfy the pre-existing condition eligibility requirement.)

There are some pretty amazing "medical conditions" accepted by the plan.
Like "Obesity--- Morbid." This is a volunteer malady, a condition of gluttony. But the plan will cover it.

So what about smoking? Is this covered under "Heart Disorders"?

Riding a motorcycle with no helmet? Alcoholism? Meth addiction?

How will the health plan be able to fund such conditions? In the US, the floodgate is now open.

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